Tag: policy limits
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Hit by a Delivery Driver Phoenix: Amazon Flex and DoorDash Claims
Getting hit by a delivery driver in Phoenix raises a question you would not ask after a normal fender bender. Which insurance actually applies? Amazon Flex and DoorDash drivers are independent contractors driving their own cars. So the coverage that responds to your claim depends heavily on what the driver’s app was doing at the…
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Subrogation in Injury Claims: Who Has a Right to Get Paid Back in Arizona
Subrogation in injury claims Arizona cases decides who gets repaid from your settlement first. The made-whole rule, and the exceptions that override it.
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MedPay Coverage in Arizona: How It Works After a Car Accident
MedPay coverage in Arizona pays medical bills after a crash regardless of fault, though amounts above $5,000 are usually repaid from a later settlement.
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Policy Limits Explained: Why the Insurance Company’s Check Has a Ceiling
Policy limits set a hard ceiling on what an insurance policy will pay. Arizona’s minimum coverage, how limits get confirmed, and what a demand does.
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Bad-Faith Insurance Claims in Arizona: When the Insurer Itself Breaks the Law
A bad-faith insurance claim in Arizona arises when an insurer denies, delays, or underpays without a reasonable basis. What counts, and where to raise it.
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The Personal Injury Demand Letter, Explained: How Claims Get Valued
The personal injury demand letter, explained: what goes in it, how policy-limits demands work, and what happens after your lawyer sends it.
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The ‘Average Personal Injury Settlement in Arizona’ Question — and Why It Misleads
The average personal injury settlement in Arizona is a number that misleads. Why averages say nothing about your case: distribution, limits, severity.
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Hit by a Work Van or Company Vehicle: Commercial Vehicle Accident Claims
A commercial vehicle accident claim brings in the employer, bigger policies and tougher adjusters. How respondeat superior works, in plain terms.
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Spinal Cord Injury Life Care Plans: What They Cover and Why They Matter
A spinal cord injury life care plan maps lifetime needs — mobility, home modification, attendant care — and turns them into provable damages.