Guides
Understand your situation first
Plain-English guides to what actually happens, what things cost, and what to do next — written independently.
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What to Do If Your Identity Is Stolen
The single most important document in this recovery process is not a credit card statement or a verbal complaint. It is the FTC Identity…
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When Is a Debt Too Old to Collect?
A debt collector calling about a five-year-old credit card balance is not necessarily bluffing. But the calendar matters more than most assume, because every…
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What to Do If You’re Sued Over a Debt
Most people who are sued over a debt never contest the case at all. Pew Charitable Trusts’ 2020 study of debt collection lawsuits looked…
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Do You Have to Show ID to the Police?
Whether you have to show ID to the police depends on which of three constitutionally distinct encounters is taking place. It is not a…
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Can Police Search Your Phone Without a Warrant?
Riley v. California, decided in 2014, established the modern baseline: police search your phone only with a warrant once you’re under arrest, not as…
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What Does It Mean to Be Read Your Miranda Rights?
Miranda v. Arizona, decided in 1966, did not require officers to read your Miranda rights to everyone they arrest. It required a warning only…
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What Happens to Your Debt When You Die?
The short answer to what happens to debt when you die is the one that matters most to a grieving family. If the debt…
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Phoenix VA Medical Center Malpractice Claims: Suing the Federal Government
A VA hospital malpractice Phoenix claim doesn’t work like an ordinary medical malpractice case. The defendant isn’t a private hospital. It’s the federal government.…
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Salt River Tubing Accident Claims: A Phoenix-Area Summer Tradition’s Legal Risk
A Salt River tubing accident claim starts on land the tubing company doesn’t actually own. The Lower Salt River tubing corridor sits inside the…
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Negligent Security Claims in Phoenix: Apartments, Parking Garages, and Nightlife Venues
Negligent security claim Phoenix cases start where ordinary premises liability leaves off. A slip and fall turns on a wet floor or a broken…