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Law Offices of Chance M. McGhee: A San Antonio Bankruptcy Attorney Who Directs the City’s Own Bankruptcy Bar Association

Most San Antonio bankruptcy filers never think to check who runs the local bankruptcy bar association — but it is a reasonable proxy for who the other bankruptcy lawyers in town respect enough to elect. Chance McGhee currently serves as a Director of the San Antonio Bankruptcy Bar Association after four years as its Treasurer, a peer-elected role distinct from any marketing award.

Origin and Background

The Law Offices of Chance M. McGhee is located at 11550 IH-10 West, Suite 300, San Antonio, TX 78230. Attorney Chance McGhee earned his undergraduate degree in Management/Accounting from the University of Texas at Austin, completing it in three and a half years between 1984 and 1987, then obtained his Doctor of Jurisprudence from St. Mary’s University School of Law in 1994. He has practiced law for more than three decades and has focused his practice on consumer and small-business bankruptcy for more than 20 of those years.

Practice Concentration

The firm’s practice is built entirely around Chapter 7 and Chapter 13 bankruptcy for individuals, families, and small businesses, with related work in foreclosure defense, wage garnishment, tax levy relief, and stopping creditor harassment. McGhee is licensed to practice in the Federal Bankruptcy Courts for the Western, Southern, and Northern Districts of Texas, which matters in a market where filings can cross district lines depending on where a debtor lives or where secured property sits. See this San Antonio Bankruptcy & Debt directory for how this consumer-focused boutique compares to business-reorganization and multi-city firms in the same category.

Notable Work / Track Record

As is typical for a consumer bankruptcy practice, the firm does not publish a table of case results, and Awesome Attorneys did not identify one — bankruptcy outcomes are governed by the means test and statutory exemption schedule rather than negotiated verdicts or settlements. What is independently verifiable is the firm’s multi-decade, single-practice-area focus and its officer-level involvement in the San Antonio Bankruptcy Bar Association, both of which speak to sustained volume and standing within the local bankruptcy bar rather than any single case outcome.

Client Voice

Client feedback collected across the firm’s own testimonials page and third-party listings describes McGhee as reassuring and supportive through the filing process, with one client noting they returned to use his office a second time and another describing him as professional and easy to understand. Awesome Attorneys did not identify a pattern of negative or critical reviews warranting disclosure; the firm’s Better Business Bureau profile (not BBB-accredited) shows no complaint history.

Beyond the Courtroom

McGhee’s clearest civic involvement is inside his own field: he currently serves as a Director of the San Antonio Bankruptcy Bar Association after four years as its Treasurer, and holds membership in the Federal Bar Association. Awesome Attorneys did not identify separate non-legal civic or nonprofit board service documented for him.

Recognition for This San Antonio Bankruptcy Attorney

Awesome Attorneys did not identify Texas Board of Legal Specialization certification in Consumer or Business Bankruptcy Law for Chance McGhee and does not apply “specialist” language on that basis — a distinction worth making directly since several other San Antonio bankruptcy attorneys in this directory do hold that certification. McGhee’s recognition instead consists of an Elite Lawyer award, a 10.0 “Superb” Avvo rating, and a Martindale-Hubbell peer review listing, alongside his elected officer role in the local bankruptcy bar association.

Texas Legal Backdrop

San Antonio bankruptcy cases are filed in the U.S. Bankruptcy Court for the Western District of Texas, with most Chapter 7 filers attending a single in-person 341 meeting of creditors at the Hipolito F. Garcia Federal Building downtown. Texas’s homestead exemption is unusually generous — unlimited value and acreage for a rural homestead, and up to 10 acres for an urban homestead — and its personal property exemption protects up to $50,000 for a single filer or $100,000 for a family, which is why most Chapter 7 filers in this district keep their homes and vehicles. Eligibility for Chapter 7 turns on the means test comparing household income to the Texas median; filers above that line may still qualify after allowed-expense deductions, or may be steered toward a three-to-five-year Chapter 13 repayment plan instead. None of this is legal advice; a specific bankruptcy filing should be evaluated by a licensed Texas attorney based on the actual facts and debts involved.

Awesome Attorneys Assessment

Chance McGhee’s clearest differentiator is depth within a single practice area — more than 20 years focused exclusively on bankruptcy, reinforced by an elected officer position in the San Antonio Bankruptcy Bar Association that reflects standing among the very attorneys who compete with him for consumer filings. The honest trade-off is that Awesome Attorneys did not identify TBLS board certification for McGhee, a credential other San Antonio bankruptcy attorneys in this directory do hold, and the firm’s track record is necessarily process-based rather than verdict-based, as is standard for consumer bankruptcy practices. For a Bexar County filer who wants a specialist by practice focus and peer standing rather than by formal board certification, that combination is a reasonable basis for a shortlist.

Methodology and Sourcing

This profile was researched from the Law Offices of Chance M. McGhee’s official website (chancemcgheelaw.com), its attorney profile and testimonials pages, its Avvo, Justia, and Martindale-Hubbell listings, and its Better Business Bureau business profile.

Publisher Disclosure and Independence Notice

Awesome Attorneys is an independent legal directory and editorial publication. This profile was not paid for, commissioned, or reviewed by the Law Offices of Chance M. McGhee prior to publication. Awesome Attorneys may in the future offer sponsored placement products to attorneys and firms, including this one, but sponsorship has no bearing on the editorial content, inclusion, or findings of this profile.