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Attorney Advertising. This profile is independent editorial content produced by Awesome Attorneys and is not a paid placement. Nothing in this article constitutes legal advice or creates an attorney-client relationship.
A San Antonio Bankruptcy Attorney Board Certified Since 2001, From a Family Where Bankruptcy Law Runs in the Blood
David Bernard Packard has been Board Certified in Consumer Bankruptcy Law by the Texas Board of Legal Specialization since 2001 — more than two decades of maintained certification, independently confirmed through Avvo’s separately-sourced Honors listing rather than accepted from the firm’s own marketing alone. He now practices at a firm built with his own family: brothers Samuel and Michael Packard, both attorneys, alongside Dustin Draper, all under one San Antonio roof.
At a Glance
| Attorney | David Bernard Packard |
|---|---|
| Firm | Packard Law Firm |
| Office | 1100 NW Loop 410, Suite 104, San Antonio, TX 78213 |
| Licensed Since | 1994 (31 years) |
| Certification | Board Certified, Consumer Bankruptcy Law — Texas Board of Legal Specialization, since 2001 |
| Law School | Brigham Young University, J. Reuben Clark Law School (J.D. 1994) |
| Avvo Rating | 9.2 (“Superb”), 5.0/5.0 across 10 client reviews |
| Practice Focus | Chapter 7 and Chapter 13 consumer bankruptcy (34% and 33%/33% of caseload respectively, per Avvo’s own breakdown) |
| Languages | English and Spanish |
Career History
Packard was a partner at Packard LaPray from 1994 to 2013 before co-founding Packard Law Firm in San Antonio, where he practices alongside brothers Samuel Packard (who focuses exclusively on Social Security disability and holds his own Board Certification in that area) and Michael Packard, plus attorney Dustin Draper. Awesome Attorneys independently confirmed his TBLS Board Certification through Avvo’s Honors section, which lists the certification separately in both 2001 and 2011, and through multiple independent peer endorsements — including one from a fellow bankruptcy attorney of over 10 years’ court acquaintance who specifically states: “He is Board Certified in Consumer Bankruptcy Law by the Texas Board of Legal Specialization.”
Practice Concentration
Per Avvo’s own case-history breakdown, Packard’s practice splits almost evenly across general bankruptcy and debt work (34%, with more than 2,000 logged cases), Chapter 13 bankruptcy (33%), and Chapter 7 bankruptcy (33%) — a genuinely bankruptcy-exclusive practice rather than one where bankruptcy sits alongside unrelated specialties.
Track Record
Avvo’s own data shows more than 2,000 logged bankruptcy and debt cases over Packard’s career. He is also listed as counsel of record on a published 2016 federal bankruptcy court opinion (In re Klein, a memorandum opinion and order denying a trustee’s motion to determine a debtor ineligible for discharge under 11 U.S.C. § 1328(f)) — a specific, independently verifiable case citation rather than a generic experience claim. As with most bankruptcy practices, there is no comparable jury-verdict table; a discharge or confirmed plan is the outcome.
Client Voice
Packard holds a perfect 5.0 out of 5 rating across 10 independent Avvo client reviews, with clients specifically praising his and his staff’s sensitivity toward smaller cases, clear explanation of the process, and successful Chapter 13 foreclosure-defense outcomes — one client specifically credited the firm with saving their home and equity from foreclosure through a Chapter 13 filing. Several reviews name specific staff members (attorney Claudia, legal assistant Teresa) by name for their helpfulness. Awesome Attorneys did not locate any negative reviews for the firm during this research.
Beyond the Practice
Packard comes from a large family of attorneys — his father has practiced criminal law for nearly five decades, and four of his brothers are also attorneys, several of whom now practice alongside him. He has also given continuing-education-style talks on bankruptcy basics to community groups.
Recognition
Packard’s TBLS Board Certification in Consumer Bankruptcy Law, independently confirmed through Avvo’s Honors section and multiple peer endorsements, is the strongest credential here. He also holds a Martindale-Hubbell Peer Review Rating and Client Rating (2019) and Avvo’s Client’s Choice award (2014) — genuine peer- and client-sourced recognitions rather than a purchased marketing badge.
Texas Bankruptcy Backdrop
San Antonio Chapter 7 and Chapter 13 filings go through the U.S. Bankruptcy Court for the Western District of Texas, with the creditors’ meeting typically held at the Hipolito F. Garcia Federal Building downtown. Texas’s homestead exemption protects a debtor’s primary residence at unlimited value on up to 10 acres in a city (100 acres, 200 for a family, in the country), and exempts up to $50,000 in personal property for a single filer ($100,000 for a family). Chapter 13 specifically allows a filer behind on a mortgage to catch up over a 3-to-5-year plan while stopping a pending foreclosure — the exact mechanism described in one of Packard’s client reviews. This is general background information, not legal advice, and current figures and eligibility should be confirmed with a licensed attorney.
Awesome Attorneys Assessment
Packard’s clearest differentiator is a genuinely verified, long-maintained TBLS Board Certification in Consumer Bankruptcy Law — confirmed independently rather than taken on the firm’s word — combined with a bankruptcy-exclusive practice, a specific published case citation, and a perfect independent review record across a reasonable sample size. The honest limitation Awesome Attorneys can point to: the firm is a family operation spanning multiple practice areas (Social Security disability, personal injury) under one roof, which some clients may see as a plus for referrals and others may see as less specialized than a pure bankruptcy boutique — though David’s own caseload is genuinely bankruptcy-exclusive regardless of what his brothers practice. This is a strong fit for a client who wants a genuinely TBLS-certified specialist with a clean, verifiable track record.
Methodology & Sourcing
This profile was compiled from Packard Law Firm’s own website (packardfirm.com), Packard’s Avvo profile (including its independently-sourced Honors section, case-history breakdown, and peer endorsements), and the published federal bankruptcy court opinion in In re Klein.
Publisher Disclosure & Independence
Awesome Attorneys is an independent legal directory and editorial publication. This profile was not paid for, commissioned, sponsored, or reviewed prior to publication by Packard Law Firm or any affiliated party. Inclusion in this directory does not constitute a referral, endorsement, or guarantee of outcome, and nothing in this article should be construed as legal advice.