Heidi McLeod Law Office: A San Antonio Bankruptcy Attorney Board Certified Since 1994

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A San Antonio Bankruptcy Attorney Board Certified Since 1994

Heidi McLeod is a San Antonio bankruptcy attorney the Texas Board of Legal Specialization certified in consumer bankruptcy law back in 1994. She had been practicing for six years at that point, all of it inside one firm — Rosenbaum Bankruptcy Law Offices, where she started in 1988 and stayed for more than two decades before opening her own office in San Antonio in 2012. Thirty-plus years later, bankruptcy is still the only thing the firm does, aside from a narrow line in loan modifications.

At a Glance

Career History of This San Antonio Bankruptcy Attorney

McLeod earned her B.A. in political science from the University of Texas at El Paso in 1984, then her J.D. from St. Mary’s University School of Law in San Antonio in 1987. She was licensed the following year and went directly to Rosenbaum Bankruptcy Law Offices, a San Antonio firm where she would spend the next 20-plus years handling consumer Chapter 7 and Chapter 13 filings before the same panel of Western District of Texas bankruptcy judges. She earned her Texas Board of Legal Specialization certification in consumer bankruptcy law in 1994 and a parallel certification from the American Board of Certification in 1996. In 2012, after more than two decades at Rosenbaum, she opened Heidi McLeod Law Office, PLLC, at its current Cherry Ridge Drive address in San Antonio.

Practice Concentration

The firm’s own site lists exactly two services: Chapter 7 bankruptcy and loan modification (the latter aimed at reverse-mortgage borrowers trying to stay in their homes). That is narrower than what several third-party directories list for this San Antonio bankruptcy attorney, some of which describe a broader consumer bankruptcy practice spanning Chapter 7 and Chapter 13. Prospective clients with a Chapter 13 repayment-plan situation, or anything outside straightforward consumer debt relief, should confirm current scope directly with the firm rather than assume from the marketing site alone. What the firm does not do: creditor-side work, business bankruptcy, or litigation outside the bankruptcy context. It is a single-practitioner shop built around one lawyer’s three decades in one courthouse.

Track Record

Heidi McLeod Law Office does not publish itemized case results, discharge counts, or dollar figures on its site, and no independently verifiable case-outcome data was located during sourcing for this profile. Third-party directories describe her as having “helped thousands of people” over her career; that figure is the firm’s own characterization, not an independently verified count, and is presented here as such. Consumer Chapter 7 outcomes are also less amenable to “results” marketing than litigation verdicts — a successful discharge is largely determined by means-test eligibility and asset exemptions rather than negotiated outcomes, which is one reason firms in this practice area rarely publish results tables. Past results, in any case, do not predict outcomes in a new matter.

Client Voice

Three attributed client reviews appear on the firm’s own site:

“I have been a long time client of Heidi Mcleod, she has always been honest and given the best advise. Heidi and her staff have been professional and patient in regards to our legal matters.” — S. Lucas

“There aren’t enough Stars on this review to give! Heidi is a wonderful, thoughtful, and diligent person, who takes a usually scary situation and gives insight and perspective and most importantly, hope.” — Daniel T.

“Heidi was absolutely a joy to work with. Very friendly and thorough in her expertise. She takes the time to get to know your situation and not just push you out the door.” — Phillip Inman

Independent review platforms checked for this profile — Yelp (12 reviews), BBB, and TrustAnalytica (4.9 average) — show a consistent pattern with the firm’s own testimonials: clients describe her as thorough and personally attentive. No adverse reviews or unresolved complaint patterns surfaced across these sources during verification.

Beyond the Courtroom

McLeod has served as a past president of the San Antonio Bankruptcy Bar Association and has chaired the State Bar of Texas’s Advanced Consumer Bankruptcy Seminar, a continuing-legal-education program for other practicing bankruptcy attorneys. She is described by multiple directories as a frequent speaker at bar association CLE seminars on consumer bankruptcy topics.

Recognition

McLeod’s Texas Board of Legal Specialization certification in consumer bankruptcy law is independently confirmed on the State Bar of Texas’s own attorney directory, which lists her practice area as “Consumer Bankruptcy Law” under her statutory profile — not merely claimed on her firm’s marketing site. She also holds a Martindale-Hubbell “Distinguished” Peer Review Rating, dated 2021, which reflects peer attorney evaluation rather than a paid marketing placement. Separately, she carries a 4.9-star aggregate rating across consumer platforms including Yelp and TrustAnalytica; these are consumer-review scores, not peer-reviewed credentials, and are presented here under that distinction.

Texas Bankruptcy: The Legal Backdrop

Texas exemption law is unusually generous by national standards, which is part of why in-state exemptions (rather than the federal exemption set) are the default choice for most Texas filers. The Texas homestead exemption protects an unlimited dollar amount of equity in a primary residence, subject to acreage limits: 10 acres or less in a city, town, or village, or 100 acres (200 for a family) in the country (Tex. Prop. Code §§ 41.001–41.003; Tex. Const. Art. 16, §§ 50–51). Separately, Texas Property Code § 42.001 caps personal property exemptions — covering vehicles, household goods, tools of the trade, and similar assets — at $100,000 for a family or $50,000 for a single adult, net of any liens. Chapter 7 eligibility runs through a means test comparing household income to the Texas median (set by the U.S. Trustee Program and adjusted periodically); filers below the relevant threshold qualify without further calculation, while those above it proceed to a deductions analysis under Official Form 122A-2. San Antonio filers fall under the Western District of Texas, San Antonio Division, of the U.S. Bankruptcy Court. None of this is legal advice — exemption planning and means-test results are fact-specific, and anyone considering filing should discuss their own numbers with a bankruptcy attorney before assuming a given outcome.

The Awesome Attorneys Assessment

McLeod’s differentiator is depth in a single lane: three decades of consumer bankruptcy practice in the same Western District courthouse, a board certification that predates most currently practicing Texas bankruptcy attorneys’ careers, and bar-leadership roles (past Bankruptcy Bar president, CLE seminar chair) that put her among peers teaching the subject rather than just filing in it. The honest limitation is scope, in two senses. First, capacity: this is a two-to-five-person shop, not a multi-attorney firm that can absorb overflow or run parallel matters at volume. Second, and more specific to this firm, the practice-area gap between what the website advertises (Chapter 7 and loan modification only) and what some third-party directories describe (broader consumer bankruptcy including Chapter 13) means prospective clients should verify current scope directly rather than assume. This San Antonio bankruptcy attorney is a strong fit for an individual or family with a straightforward Chapter 7 consumer filing who wants a board-certified specialist personally handling the case rather than being routed through an associate at a high-volume shop. She is not the right fit for a Chapter 13 repayment-plan case without first confirming that she still takes them, and not a fit at all for business bankruptcy or creditor-side representation, which this firm does not do.

Methodology & Sourcing

This profile was compiled from: Heidi McLeod Law Office’s own website (heidimcleodlaw.com), including its About, Contact, and practice-area pages; the State Bar of Texas attorney directory (self-reported fields cross-checked against the firm’s own site for the office address and certification claim); the Texas Board of Legal Specialization’s certification framework; Martindale-Hubbell’s peer review rating listing; and third-party review aggregators including Yelp, BBB, and TrustAnalytica, checked specifically for adverse findings. No court records search or direct attorney interview was conducted for this profile. Texas exemption figures were verified against Texas Property Code §§ 41.001–41.003 and § 42.001 directly.

Publisher Disclosure & Independence

Awesome Attorneys is an independent legal directory and editorial publication. This profile was not paid for, and Heidi McLeod Law Office did not review or approve this content prior to publication. Inclusion in this directory does not constitute a referral, endorsement, or guarantee of results. Attorneys and firms featured here are selected and researched independently by Awesome Attorneys’ editorial process. Browse the full directory of San Antonio attorney profiles for other practice areas covered in this market.